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Best Online Stock Trading Brokers for 2018 If you’re looking for a way to build more wealth in 2018, getting started with one of the best online brokerage accounts is a solid first step. Doing so will allow you to invest outside your traditional retirement accounts and on your own terms. The best part is, the best online brokerage firms charge little or no fees and offer excellent resources that can help you learn more about investing along the way. Of course, not all brokerage firms are created equal, and that’s why we took the time to break down each of their details and rank the top options on an array of factors. If you’re looking for a new way to invest this year and are ready to strike out on your own, the following online brokerage accounts should be at the top of your list.What Matters When You Trade Stocks on Your Own? Managing your own money can be a stressful endeavor. To minimize this, and to minimize information overload that tends to come from watching the markets 24/7, there are a few must-haves to look for in an online broker. Clean interface. When I trade, I want to be able to easily find my order entry ticket. I don’t want it buried under a number of drop downs. This interface should have intuitive access to see your balance, available cash, positions with real time P/L and all be easily navigated. Quick access to basic charting. A chart tells me where the stock has been recently. I don’t trade minute to minute anymore, so I don’t need complex tools like stochastics or retracement lines. All that’s important is that I have a basic chart on a yearly, monthly, weekly, daily and intra day time period. I use a chart to see current price relative to those time periods, mainly to avoid purchasing at a bad price. Low fees. One of the biggest roadblocks to building wealth is fees incurred to invest your hard-earned dollars. Because the fees charged by different brokerage firms vary so dramatically, it’s crucial to seek out options that charge low fees (or no fees) for account management and trades. There are over 50 online brokerages where you can open an account. Beyond the my three rules above, best online brokerage accounts aren’t just for trading stocks. Sure, many of them started as online stock trading accounts, but now they’re full-fledged trading, saving, investing, retirement planning, and banking machines. This industry is more complex than the average person thinks. You shouldn’t just pick any online broker and sign up for an account. The best online broker for one person is often completely different for the next person. Use this resource as a guide to your decision process. Figure out what features are best for you, and make your selection. What Makes a Great Online Broker? I analyzed a number of elements to come to my decision on which brokers are the best. Later in this post, I provide full details on how I selected the best online brokerages. When you take all the features, resources, trading platforms, and technology into account (while also considering every type of trader), the full-service brokers, like E*TRADE and TD Ameritrade are the best for the largest number of people. For those simply looking to make cheap trades, I would recommend going with Optionshouse. If you’re a very advanced trader, high-volume trader, or a professional who manages money, I recommend going with Interactive Brokers. However, I didn’t include Interactive Brokers on my list because they’re best for a very small group of traders and the platform is very complex. Top Qualities of Standout Online Trading Platforms Quality trading tools and technology Multiple trading platforms for all levels of traders Excellent mobile trading features Solid navigation that displays the relevant information where you want it Quality educational resources and research for trader development There’s more to selecting an online broker than price. You have to consider the resources you’re getting for the cost you pay per trade. For example, my colleague, who is also an ex-trader, likes to use a combination of stock and options trade in his longer-term trading. He recently switched over to Fidelity because he really liked the cash management features, but was very disappointed by complex order entry, sub-par options execution and frustrating navigation. He’s currently making the switch to one of the brokers I profile here.
Best Online Stock Trading Brokers for 2018 If you’re looking for a way to build more wealth in 2018, getting started with one of the best online brokerage accounts is a solid first step. Doing so will allow you to invest outside your traditional retirement accounts and on your own terms. The best part is, the best online brokerage firms charge little or no fees and offer excellent resources that can help you learn more about investing along the way. Of course, not all brokerage firms are created equal, and that’s why we took the time to break down each of their details and rank the top options on an array of factors. If you’re looking for a new way to invest this year and are ready to strike out on your own, the following online brokerage accounts should be at the top of your list.What Matters When You Trade Stocks on Your Own? Managing your own money can be a stressful endeavor. To minimize this, and to minimize information overload that tends to come from watching the markets 24/7, there are a few must-haves to look for in an online broker. Clean interface. When I trade, I want to be able to easily find my order entry ticket. I don’t want it buried under a number of drop downs. This interface should have intuitive access to see your balance, available cash, positions with real time P/L and all be easily navigated. Quick access to basic charting. A chart tells me where the stock has been recently. I don’t trade minute to minute anymore, so I don’t need complex tools like stochastics or retracement lines. All that’s important is that I have a basic chart on a yearly, monthly, weekly, daily and intra day time period. I use a chart to see current price relative to those time periods, mainly to avoid purchasing at a bad price. Low fees. One of the biggest roadblocks to building wealth is fees incurred to invest your hard-earned dollars. Because the fees charged by different brokerage firms vary so dramatically, it’s crucial to seek out options that charge low fees (or no fees) for account management and trades. There are over 50 online brokerages where you can open an account. Beyond the my three rules above, best online brokerage accounts aren’t just for trading stocks. Sure, many of them started as online stock trading accounts, but now they’re full-fledged trading, saving, investing, retirement planning, and banking machines. This industry is more complex than the average person thinks. You shouldn’t just pick any online broker and sign up for an account. The best online broker for one person is often completely different for the next person. Use this resource as a guide to your decision process. Figure out what features are best for you, and make your selection. What Makes a Great Online Broker? I analyzed a number of elements to come to my decision on which brokers are the best. Later in this post, I provide full details on how I selected the best online brokerages. When you take all the features, resources, trading platforms, and technology into account (while also considering every type of trader), the full-service brokers, like E*TRADE and TD Ameritrade are the best for the largest number of people. For those simply looking to make cheap trades, I would recommend going with Optionshouse. If you’re a very advanced trader, high-volume trader, or a professional who manages money, I recommend going with Interactive Brokers. However, I didn’t include Interactive Brokers on my list because they’re best for a very small group of traders and the platform is very complex. Top Qualities of Standout Online Trading Platforms Quality trading tools and technology Multiple trading platforms for all levels of traders Excellent mobile trading features Solid navigation that displays the relevant information where you want it Quality educational resources and research for trader development There’s more to selecting an online broker than price. You have to consider the resources you’re getting for the cost you pay per trade. For example, my colleague, who is also an ex-trader, likes to use a combination of stock and options trade in his longer-term trading. He recently switched over to Fidelity because he really liked the cash management features, but was very disappointed by complex order entry, sub-par options execution and frustrating navigation. He’s currently making the switch to one of the brokers I profile here.

Kultum Wacana Keutamaan Qiyamul Lail (Shalat Malam)

Kultum Keutamaan Shalat Malam – Dalam menjalani hari tentu kita harus selalu ingat untuk tetap beribadah kepada Yang Mahaku harapanSWT baik yang wajib maupun yang sunnah, lantaran terkadang wajib saja tentu tidak cukup. Nah pada kesempatan kali ini satubah harapansengaja akan mengatakan contoh kultum yang tentunya berkaitan dengan ibadah, yaitu keutamaan shalat malam. Untuk selengkapnya mampu anda baca pada rangkuman kultum di bawah ini.

Kultum Singkat Keutamaan Shalat Malam

>>>>>>>>> Muqaddimah <<<<<<<<<<<
Assalamu’alaikum Wr. Wb.
Jama’ah Shalat Isya’ dan Tarawih Rahimakumullah.
Mer harapanringan dan senang dalam melaksanakan ibadah dan berinfak saleh tentu akan dirasakan dikala menjalani bulan Ramadan. Jangankan ibadah wajib, yang sunnah pun kita mer harapanringan melakukannya, masjid dan musholla ramai, tadarus di mana-mana, ta’lim  dimana-mana. Dan salah satu ibadah yang gencar dilakukan dikala bulan ampunan ialah salat Qiyamul Lail atau salat malam. Yang Mahaku harapanSWT. berfirman:
وَمِنَ اللَّيْلِ فِتَهَجَّدْ بِهٖ نَافِلَةً لَكَ عَسٰى أَنْ يَّبْعَثَكَ رَبُّكَ مَقَامًا مَحْمُوْدًا
“Dan pada sebahagian malam hari bersembahyang tahajjudlah kau sebagai suatu ibadah komplemen bagimu; mudah-mudahan Tuhanmu mengangkat kau ke kawasan yang terpiji”. (QS. Al-Isra: 79)
Dan diriwayatkan dari Bilal, bantu-membantu Rasulullah SAW. bersabda:
عَلَيْكُمْ بِقِيَامِ اللَّيْلِ فَإِنَّهٗ دَأَبُ الصَّالِحِيْنَ قَبْلَكُمْ وَإِنَّ قِيَامَ اللَّيْلِ قُرْبَةٌ إَلَى اللهِ وَمَنْهَاةٌ عَنِ الْإِثْمِ عَنِ الْإِثْمِ وَتَكْفِيْرٌ لِلسَّيِّئَاتِ وَمَطْرَدَةٌ للِدَّاءِ عَنِ الْجَسَدِ (رواه الترمذى)
“Hendaklah kamumelaksanakan salat malam, lantaran bantu-membantu ia ialah jalan orang-orang saleh sebelum kalian. Salat malam itu mendekatkan diri kepada Allah, pencegah perbuatan dosa, penghapus keburukan-keburukan dan menghilangkan penyakit yang berada di badan”. (HR. At-Tirmidzi)
Jama’ah Shalat Isya’ dan Tarawih Rahimakumullah.
Salat malam merupakan salat yang paling utama setelah salat fardu. Diriwayatkan dari Abi Hurairah RA, dikala Rasulullah SAW. ditanya, “Salat apakah yang paling utama setelah salat wajib?” maka ia SAW. bersabda:
أَفْضَلُ الصَّلَاةِ بَعْدَ الصَّلَاةِ الْمَكْتُوْبَةِ الصَّلَاةُ فِيْ جَوْفِ اللَّيْلِ (رواه مسلم)
“Salat yang paling utama setelah salat wajib ialah salat di tengah malam”. (HR. Muslim)
Salat malam mempunyaibanyak keutamaan. Di antara keutamaan-keutamaan tersebut adalah:
1.    Salat yang paling dicintai oleh Yang Mahaku harapanSWT.
Sebagaimana diriwayatkan dari Abdullah bin ‘Amr bin al ‘Ash, Rasulullah SAW. bersabda:
اَحَبُّ الصَّلَاةِ اِلَى اللهِ صَلَاةُ دَاوٗدَ عَلَيْهِ السَّلَامُ وَاَحَبُّ الصِّيَامِ اِلَى اللهِ صِيَامُ دَاوٗدَ عَلَيْهِ السَّلَامُ وَكَانَ يَنَامُ نَصْفَ اللَّيْلِ وَيَقُوْمُ ثُلُثَهٗ وَيَنَامُ سُدُسَهٗ وَيَصُوْمُ نَوْمًا وَيُفْطِرُ يَوْمًا.
“Salat yang paling dicintai Yang Mahaku harapanialah salat Nabi Dawud AS. dan pu harapanyang paling dicintai Yang Mahaku harapanialah pu harapanNabi dawud AS. ia tidur setengah malam (pertama), dan berdiri (salat) sepertiga malam dan tidur lagi pada sisa waktu seperenamnya. Dia pu harapansehari dan berbuka sehari”. (HR. Bukhori dan Muslim).
 Dalam menjalani hari tentu kita harus selalu ingat untuk tetap beribadah kepada Yang Maha Kultum Tentang Keutamaan Qiyamul Lail (Shalat Malam)
Kultum Tentang Keutamaan Qiyamul Lail (Shalat Malam)

2.    Salat tahajud (salat malam) menghapus dan menghindarkan diri dari dosa.
Dari Bilal RA., bantu-membantu Rasulullah SAW. bersabda:
عَلَيْكُمْ بِقِيَامِ اللَّيْلِ فَإِنَّهٗ دَأَبُ الصَّالِحِيْنَ قَبْلَكُمْ وَإِنَّ قِيَامَ اللَّيْلِ قُرْبَةٌ إَلَى اللهِ وَمَنْهَاةٌ عَنِ الْإِثْمِ عَنِ الْإِثْمِ وَتَكْفِيْرٌ لِلسَّيِّئَاتِ وَمَطْرَدَةٌ للِدَّاءِ عَنِ الْجَسَدِ (رواه الترمذى)
“Hendaklah kamumelaksanakan salat malam, lantaran bantu-membantu ia ialah jalan orang-orang saleh sebelum kalian. Salat malam itu mendekatkan diri kepada Allah, pencegah perbuatan dosa, penghapus keburukan-keburukan dan menghilangkan penyakit yang berada di badan”. (HR. At-Tirmidzi)
3.    Salat tahajud (salat malam) mampu memasukkan ke dalam surga.
Dari Abi Malik al-Asy’ari RA., Rasulullah SAW. bersabda:
إِنَّ فِى الْجنَّةِ غُرَفًا يُرَى ظَاهِرُهَا مِنْ بَاطِنِهَا وَبَاطِنُهَا مِنْ ظَاهِرِهَا أَعَدَّهَا اللهُ لِمَنْ أَطْعَمَ الطَّعَامَ وَأَفْشَى السَّلَامَ وَصَلّٰى بِاللَّيْلِ وَالنَّاسُ نِيَامٌ
“Sesungguhnya di surga terdapat sejumlah kamar yang episode luarnya mampu dilihat dari episode dalamnya, dan episode dalamnya mampu dilihat dari episode luarnya, Yang Mahaku harapanmenyiapkannya bagi orang yang suka memberi makan, menyebarkan salam dan salat malam dikala manusia sedang terlelap”. (HR. Ahmad dan Ibnu Hibban)
4.    Salat tahajjud penyebab mendapatkan rahmat
Dari Abi Hurairah RA., Nabi SAW. bersabda:
رَحِمَ اللهُ رَجُلًا قَامَ مِنَ اللَّيْلِ فَصَلَّى وَاَيْقَظَ امْرَأَتَهٗ فَإِنْ أَبَتْ نَضَحَ فِى وَجْهِهَا الْمَآءَ، رَحِمَ اللهُ امْرَأَةً قَامَتْ مِنَ اللَّيْلِ فَصَلَّتْ وَأَيْقَظَتْ زَوْجَهَا فَإِنْ أَبٰى نَضَحَتْ فِيْ وَجْهِهِ الْمَآءَ
“Allah akan mengatakan rahmat kepada seorang laki-laki yang berdiri malam kemudian melaksanakan salat dan membangunkan istrinya, apabila istrinya menolak maka ia memercikkan air pada istrinya tersebut. Yang Mahaku harapan(pun) akan mengatakan rahmat pada seorang perempuan yang berdiri malam kemudian melaksanakan salat dan membangunkan suaminya, apabila suaminya menolak, maka ia memercikkan air pada suaminya tersebut”. (HR. Abu Dawud, An-Nasa-i, Ibnu Majah dan Hakim).
5.    Salat tahajjud menjadikan do’a terkabul.
Dari Jabir RA, bantu-membantu saya mendengar Rasulullah SAW. bersabda:
إِنَّ فِى اللَّيْلِ لَسَاعَةً لَا يُوَافِقُهَا رَجُلٌ مُسْلِمٌ يَسْأَلُ اللهَ خَيْرًا مِنْ أَمْرِ الدُّنْيَا وَالْآخِرَةِ اِلَّا أَعْطَاهُ إِيَّاهُ وَذٰلِكَ كُلَّ لَيْلَةٍ
“Sesungguhnya pada malam hari ada satu waktu, dimana tak seorang muslim pun yang berdo’a kepada Yang Mahaku impian mengenaikabaikan globaldan akhirat kecualai akan dikabulkan-Nya. Dan itu ada pada setiap malam!!”. (HR. Muslim).
Dan masih banyak lagi keutamaan shalat malam ini yang tidak mampu disebutkan satu persatu. Dan biar kita diberi kekuatan dan kemudahan untuk mampu melaksanakan shalat malam terutama di bulan bulan ampunan ini.
أَقُوْلُ قَوْلِيْ هٰذَا أَسْتَغْفِرُ اللهَ لِيْ وَلَكُمْ وَلِسَآئِرِ الْمُسْلِمِيْنَ وَالْمُسْلِمَاتِ فَاسْتَغْفِرُوْهُ إِنَّهٗ هُوَ الْغَفُوْرُ الرَّحِيْمُ
Wassalamu’alaikum Warahmatullohi Wabarokatuh.

Nah itulah beberapa keutamaan dari Qiyamul Lail atau shalat malam hari yang mampu kami berikan untuk anda gunakan sebagai bahan materi kuliah tujuh menit atau kuliah keagamaan. Semoga ber kegunaandan mohon maaf jika ada salah-salah kata.
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